How have you gotten around the Canadian regulations of time spent out of the country?

Q: Are you saying the 30k is on top of your 20% maintenance? So, 130k ish a year would be a reasonable estimate for cost of sailing on a 500k boat?

Can you help me understand your comments about getting a HELOC for your boat financing? I know what a HELOC is and you said just pay the interest only. We have plenty of equity in our home and plan on purchasing a boat in 2-3 years.